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What are credit rating agencies?

Credit rating agencies are institutions that collect information about individuals' and businesses' debts and financial performance, and assigns a numerical value - credit score. The value can be converted into a credit rating which varies from A+ to F: https://debitum.network/risk-score/. Debitum uses services of credit rating agencies to provide an objective third-party risk assessment based on the probability of default.

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* Weighted average interest rate for all historic loans and ABS. Your earnings may be higher or lower than expected. Investing puts your capital at risk. Any indicated historic return does not guarantee the same future performance.