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How is income from investments taxed?

As a regulated platform, we are required to comply with governing regulations and withhold taxes on interest income earned by a private individual and the tax rate differs from country to country.

 Tax rate for:

  • Latvian investors is 20%
  • Lithuanian investors can be reduced to 0% if they submit a tax residence certificate (form FR0254) acquired from VMI
  • investors from EU/EEA countries is 5% since November 2022
  • all other investors is 20%, but the rate can be reduced (usually to 2.5%-10%) if your country of tax residence has a double taxation agreement (DTA) with Latvia. See the list here: "How to reduce the withholding tax rate for tax residents of non-EEA countries?"
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* Weighted average interest rate for all historic loans and ABS. Your earnings may be higher or lower than expected. Investing puts your capital at risk. Any indicated historic return does not guarantee the same future performance.